As an independent insurance agent, since 2005, I have the pleasure of representing solutions to many of your basic insurance needs.  The list includes individual and group options, covering many varied needs such as:

  • Life Insurance
  • Annuities
  • Mortgage protection
  • Suplemental health products:
    • Cancer, Heart, Accident, Short Term Disability, Cafeteria Plans, HSA’s, Dental, Vision, Hospitalization, 403B and more
  • Health Insurance (including Medicare Plans)

Currently, due to the needs in our community, we are focusing our efforts on people entering or navigating Medicare. We help you understand what your options are, and how your individual needs factor into those choices.  We get questions all the time.  Here are a few:

  • Is my doctor covered?
  • How about my medications? Oh, and what’s the donut hole?
  • What if I already have a plan through my employer?
  • When should I look at making changes?
  • What is the difference between Medicare Advantage and Medicare Supplements?
  • When should I start looking at my options?

What happens next? A question often asked, because frankly many individuals are just now learning about their options. The answer though can differ from situation to situation and that is where we come in.

When it comes to your Medicare options, we serve the following communities: San Francisco County, San Mateo County, Santa Cruz County and Santa Clara County.  We cover other areas as well, such as Alameda, Contra Costa and neighboring counties.

We have served businesses in Santa Clara County when it comes to offering Voluntary Benefits.  This has allowed employers to offer better benefits to their employees, often at no direct costs to the business. Given the change in healthcare options, our solutions have provided the opportunity to address those high deductables and copays many employees and their families are facing.

We also have served the teachers, staff and para-professionals in the San Francisco Unified School District, California Highway Patrol, SFPD, SFPUC workers and California Department of Corrections through supplemental benefits (Cancer, Heart/Stroke and Accident w/off the job disability) and Life insurance.

Licensed by the State of California as an independent Life, Accident and Health, Fire and Casualty Insurance Agent/Producer. License #0F32453



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